These coupons could save you hundreds of pounds a year

With inflation constantly hounding the country because of various global problems, any savings one can have will be welcomed with open arms. That’s why aside from regularly waiting for end-of-season sales, you can always take advantage of online coupon offers like the one from DontPayFull.com.

We redeemed 603 million coupons and vouchers worth £1.7 billion in 2013, according to new research from Valassia. The average person saved £64 a year, but with a little effort, you can save a lot more than that. Here are some schemes you can't afford to miss.

Dealslands

There's no shortage of deal sites in the Country and Dealslands.co.uk is one of the best among them and should be at the top of your go to list. You can search for the best deals and offers on everything from food to electronics to fashion items. The best part is you only get the latest offers and voucher codes, so when you want to grab the most recent and enthralling discount code on your favourite products, it's your one-stop solution to fetch up to 50% off a myriad of premium quality items.

If you shop at Tesco regularly, you have probably already signed up to its Clubcard. You collect one point for each £1 you spend in-store online and on Tesco Mobile, and one point for every £2 on fuel. Tesco's newly-launched current account also offers Clubcard points wherever you use your debit card, not just in Tesco.

For every £1 you spend you earn two points. Once you hit 500 points, you get £2.50 off your shopping. That's a penny off for every £1 you spend (which seems to be a benchmark for reward schemes). You can also earn points in Argos, Next, Debenhams and on EasyJet.

Sainsbury’s has personalised offers, and they partner with great brands they personally choose so their customers can get the most savings.

This is one of the most generous schemes of all. With four points for every £1 you spend, you get 4p back in the pound. There are special deals for parents and over-60s that boost that return to 10p for every £1 spent on certain items.

There is dozens of voucher and coupon websites to choose from, including Myvouchercodes.co.uk, Vouchercodes.co.uk, TopCashBack.co.uk, HotUKdeals.com and Quidco.com. Each site boasts thousands of offers of food, clothing, restaurants, toys, music, beauty, travel and much more, with discounts of up to 50%.

The Santander 123 current account pays generous cashback on your direct debits. You get 1% cashback on your council tax and water bills, 2% on your gas and electricity, and 3% on your phone, mobile, broadband and TV. You also get cashback on the Santander 123 credit card.

Be warned, this account has a £2 monthly fee. You need to maintain a minimum balance of £1,000, pay in at least £500 a month, and set up two direct debits to qualify.

Halifax debit cards give you between 5% and 15% cashback on your shopping in Argos, Homebase and Morrisons. To qualify, you have to take out a Halifax current account.

This card gives you 5% cashback for the first three months, on up to £2,000 worth of spending. Thereafter you get 0.5% cashback on spending up to £3,500 a year, 1% to £7,500, and 1.25% above that.

Railcards aren't just for youngsters, adults can get discounts of up to one-third on my standard and first class rail fares. And there are plenty of two-for-one offers at London attractions if you take the train to get there.

Once you have signed up to a scheme, remember to cash in your points. Billions of pounds worth of potential cash rewards are sitting around unclaimed.

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