5 top tips for choosing the right travel insurance

It’s the height of summer and lots of us are heading off on our annual holiday. Whether you booked a long time in advance or bagged a last minute deal, you can easily get wrapped up in the excitement of your holiday preparations and forget to make sure you and your family have the right cover for the holidays you have planned. In fact, according to ABTA figures, as many as 2 in 5 people set off on their holidays without the right travel insurance

We spoke to Leanne from Holiday Extras to get her top 5 tips for finding a place for insurance in your holiday budget.

1) Get full cover

Don’t be tempted to go for the cheap option. It's important to have a policy that covers your specific needs. Holiday Extras personalises the quote to ensure this happens. 

2) Cruise cover

Going on a cruise? There are special insurance policies just for you. They cover you if you get injured and will airlift you to shore if you have an accident that needs medical attention; and there is cover if you’re late and miss your ship*.

3) Don’t go overboard

On the other hand, there’s no point paying for something you don’t need — make sure the cover you’re buying is right for you. Holiday Extras offers four tiers of cover and you can choose from all kinds of options to make sure you don’t pay more than you have to. They also have some super add-ons for you to browse through, allowing you to tailor your holiday cover to your individual needs.

4) Annual policy

Going on a few trips this year? Lucky you! Save some pennies through buying an annual travel insurance policy, that way you have insurance all year round for one set price.

5) Pre-existing medical conditions

Travel insurance is a great way to protect you when you’re abroad. The team at Holiday Extras want to make sure everyone has access to reliable travel insurance, offering cover for the majority of pre-existing medical conditions. So if you’re planning a holiday and are perhaps living with diabetes, high blood pressure or maybe cancer, don’t let those conditions stop you from lying by the pool in the sunshine! Give their friendly, Kent-based travel insurance experts a call to find out more about your policy!

Holiday Extras is the UK’s market leader for travel extras, priding ourselves on turning trips into holidays since 1983. This includes our tailored travel insurance options.

For more information or to receive a quote and book please call Holiday Extras insurance on 0800 093 1900, quoting AZ594, or visit the Holiday Extras website.   

*terms & conditions apply. See policy wording for more information.

Keep up with the top stories from Reader’s Digest by subscribing to our weekly newsletter.